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If you鈥檙e a homeowner, you can:

• get insurance advice from the or
• if you鈥檙e in a flood-risk area
• that specialises in properties that are difficult to insure

If your home has been flooded and your insurer is part of , you could get up to 拢10,000 to protect your home from future flood damage as part of your flood damage repairs. If your insurer is part of the scheme, ask them if you鈥檙e eligible when you make a claim.

If you鈥檙e renting

Ask your landlord what insurance they have as it may not cover your personal items.

If their insurance does not cover your personal items, you can get contents insurance.

Read the 鈥楬ow to rent鈥� guide by the Ministry of Housing, Communities and Local Government, for more information about flooding and insurance.

Businesses

You can get:

• buildings insurance - to cover flood damage to buildings
• contents insurance - to cover damage to items, for example stock
• business interruption insurance - to cover running costs or losses, for example salaries or loss of profit

Get .

Get evidence of flood risk

Contact the Environment Agency if your insurer asks for evidence of your flood risk.

You鈥檒l get a letter within 20 days. It鈥檚 free for individuals and businesses.

If you鈥檝e done work on your property

You or a surveyor can complete a Flood Risk Report. This will tell insurers or buyers how the work has reduced the flood risk.