Delay (defer) your State Pension
Inheriting a deferred State Pension
You can usually inherit your partner鈥檚 extra State Pension if all of the following apply:
- your partner reached State Pension age before 6 April 2016
- you were married to, or in a civil partnership with, your partner when they died
- your partner had deferred their State Pension or was claiming their deferred State Pension when they died
- you did not remarry or form a new civil partnership before you reached State Pension age
If your partner died before 6 April 2010, one of the following must also apply:
- you were over State Pension age when your partner died
- you were under State Pension age when your partner died, you鈥檙e a woman and your deceased partner was your husband
You can only receive any extra State Pension you鈥檝e inherited once you鈥檝e reached State Pension age.
If your partner died before claiming their State Pension
How you inherit your partner鈥檚 extra State Pension depends on how long they deferred their pension for.
A year or more
If your partner deferred their State Pension by a year or more, you can usually choose to inherit it as a lump sum or as weekly payments. You鈥檒l get a letter with the options you can choose from.
Between 5 weeks and a year
If your partner deferred their State Pension by between 5 weeks and a year, you鈥檒l inherit it as weekly payments. You鈥檒l get these payments with your own State Pension.
Less than 5 weeks
If your partner deferred their State Pension by less than 5 weeks, their State Pension payments for those weeks will become part their estate (their total property, money and possessions).
If your partner was getting their extra State Pension before they died
You鈥檒l inherit your partner鈥檚 extra State Pension as extra weekly payments. You鈥檒l get these payments with your own State Pension.