Cost of living support
Managing money, savings and debt
Find advice for managing your money. This includes budgeting advice and debt support.
Money and pensions advice
If you need help with your money and pension choices you can .
How to budget
to help to understand what you鈥檙e earning and spending and where you might be able to cut costs.
Budgeting Loan
Check if you鈥檙e eligible for a Budgeting Loan or Budgeting Advance if you鈥檝e been getting one or more of these benefits for the past 6 months:
- Income Support
- income-based Jobseeker鈥檚 Allowance (JSA)
- income-related Employment and Support Allowance (ESA)
- Pension Credit
- Universal Credit
You could get a Budgeting Advance even if you鈥檝e not been getting one of these benefits for the past 6 months if you鈥檙e on Universal Credit and need the money to help you start a new job or stay in work.
Help to Save
If you get certain benefits and you鈥檙e on a low income you can get a bonus on your savings. Check if you鈥檙e eligible for support with savings (Help to Save).
Dealing with your debts
Answer a few questions to find what options are available if you cannot pay your debts.