Budgeting Loans
Check if you're eligible
To get a Budgeting Loan you must have been getting one or more of these benefits for the past 6 months:
- Income Support
- income-based Jobseeker鈥檚 Allowance
- income-related Employment and Support Allowance
- Pension Credit
If you moved from Universal Credit to Pension Credit, any time spent claiming Universal Credit will count towards the 6 months.
There鈥檚 a different way to get a .
When you cannot apply
If you currently get Universal Credit, you cannot get a Budgeting Loan. Apply for a Budgeting Advance instead.
You also cannot get a Budgeting Loan if:
- you get New Style Jobseeker鈥檚 Allowance or New Style Employment and Support Allowance
- you鈥檙e involved in industrial action (for example a strike, walkout or lockout)
- you owe more than 拢1,500 in total for Crisis Loans and Budgeting Loans