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You can get a discount on the market value of your home when you buy it if you qualify for Right to Buy.聽

The discount is based on:

• the type of property you鈥檙e buying - a flat or house
• the value of your home
• where you live
• how long you鈥檝e been a tenant with a public sector landlord

You鈥檒l usually have to repay some or all your discount if you sell your home within 5 years.

You might get a smaller discount if you鈥檝e used Right to Buy in the past.

Working out the discount

There are different discount levels for houses and flats.

If you鈥檙e buying with someone else, you count the years of whoever鈥檚 been a public sector tenant the longest.

Houses

You get a 35% discount if you鈥檝e been a public sector tenant for between 3 and 5 years.

After 5 years, the discount goes up 1% for every extra year you鈥檝e been a public sector tenant up to the maximum discount amount.聽

Flats

You get a 50% discount if you鈥檝e been a public sector tenant for between 3 and 5 years.

After 5 years, the discount goes up 2% for every extra year you鈥檝e been a public sector tenant, up to the maximum discount amount.

Maximum discount

The maximum discount you can get is whichever is lower:

• 70% of the value of your property
• the maximum discount for your region

Region	Maximum discount	Exceptions
North East	拢22,000	Not applicable
North West	拢26,000	Not applicable
Yorkshire and the Humber	拢24,000	Not applicable
East Midlands	拢24,000	Not applicable
West Midlands	拢26,000	Not applicable
Eastern	拢34,000	拢16,000 in the district of Watford聽
South East	拢38,000	拢16,000 in the areas of Reading Borough and West Berkshire, Hart District, Oxford and Vale of the White Horse District, the boroughs of Tonbridge and Malling, Epsom and Ewell, and Reigate and Banstead聽
South West	拢30,000	Not applicable
London	拢16,000	拢38,000 in the boroughs of Barking and Dagenham and Havering

If you applied to buy your home before 21 November 2024

The maximum discount you can get is whichever of the following is lower:

• 70% of the value of your property
• 拢136,400 if your home is in a London borough
• 拢102,400 if your home is outside London

If your landlord has spent money on your home

Your discount will be less if your landlord has spent money building or maintaining your home:

• in the last 10 years - if your landlord built or acquired your home before 2 April 2012
• in the last 15 years - if you鈥檙e buying your home through Preserved Right to Buy, or if your landlord acquired your home after 2 April 2012