Register as a creditor in a bankruptcy or liquidation
Register as a creditor if a person or company owes you money and the court issues them with a bankruptcy or winding-up order.
When you register, you鈥檒l be added to the list of creditors (people who are owed money). You鈥檙e not guaranteed any payment, but you鈥檒l be:
- kept informed about the case
- allowed to vote on decisions at any creditors鈥� meetings
Creditor claims are different in Scotland - see the
How to register
Contact the person who鈥檚 handling the case and tell them you鈥檙e owed money.
You can find their details on either:
- the Individual Insolvency Register if it鈥檚 an individual bankruptcy
- the if it鈥檚 a company liquidation
If you鈥檙e owed more than 拢1,000 you鈥檒l need to submit a 鈥楶roof of Debt鈥� form.
If you鈥檙e owed 拢1,000 or less, you need to give the person handling your case your contact details and tell them how much you鈥檙e owed.
Who handles the case
Your case will usually be handled by a court official who deals with bankruptcies and liquidations, known as an 鈥榦fficial receiver鈥�.
They might hand the case over to an insolvency practitioner - a lawyer or accountant who specialises in debt recovery.
The official receiver or insolvency practitioner might also be called:
- the 鈥檛rustee鈥� in a bankruptcy
- the 鈥榣iquidator鈥� in a company liquidation
Read the guidance on what happens after you鈥檝e registered as a creditor.