Mortgages and loan guarantees

You can use your company鈥檚 assets as a security for a loan or overdraft (sometimes known as 鈥榗harges鈥�), for example a mortgage for a property.

You must register details about any company charges with Companies House, including information about property or projects that are being backed by the charge.

You must also register changes to charges you鈥檝e previously registered, for example when a charge鈥檚 been paid in part or in full.

You must register charges within 21 days from when they鈥檙e set up - you will need a court order to register them later.

Register online

You can use the Companies House online service.

It costs 拢15 to register online.

Register by post

You can send changes to your charges by post:

Download and fill in the forms you need and send them to the address on the forms.

It costs 拢24 to register by post.

Companies House will reject your application if it鈥檚 wrong or incomplete.

Once you鈥檙e registered Companies House will contact you if they need more information or for permission to make a correction.