Home Responsibilities Protection
What you'll get
The amount of State Pension you may get at State Pension age is based on your National Insurance record and the number of 鈥榪ualifying years鈥� you have.
A qualifying year is a year when:
- you were working and paid鈥�National Insurance
- you were鈥痝etting National Insurance credits,鈥痜or example if you were unemployed, ill or a parent or carer
- you were paying voluntary National Insurance contributions
If you reached State Pension age before 6 April 2010
Home Responsibilities Protection (HRP) reduced the number of qualifying years you needed to get the full basic State Pension by up to 22 years.
To get a full basic State Pension a woman needed 39 qualifying years and a man 44 qualifying years.
If you reached State Pension age on or after 6 April 2010
HRP was converted into National Insurance credits, if you needed them, up to a maximum of 22 qualifying years.
If you reached State Pension age between 6 April 2010 and 5 April 2016
You needed 30 qualifying years on your National Insurance record to get the full basic state pension.
If you reached State Pension age before 6 April 2016
You may have been entitled to 鈥疉dditional State Pension鈥痠f you qualified for鈥�HRP鈥痓ecause you:
- got鈥疌hild Benefit鈥痜or a child under the age of 6
- were looking after a sick or disabled person (including a child over the age of 6) who was getting certain benefits
If you reached State Pension age after 6 April 2016
You may be eligible for the new State Pension.