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Register a charge (MR01)

A 鈥榗harge鈥� is the security a company gives for a loan. For example, a mortgage is a type of charge.

You can send us the details of a charge created by the company. We鈥檒l then register the charge on the company鈥檚 public record.

21-day time limit

If a charge is not registered within 21 days, it may be difficult to recover the debt if the company becomes insolvent. The 21 days start the day after the charge is created.

Certified copy of the charge instrument

If there鈥檚 an 鈥榠nstrument鈥� such as a mortgage deed, you must include a certified copy of the instrument when you register the charge. This will be shown on the company鈥檚 public record.

Removing personal information from the charge instrument

Any information you send us will appear on the company鈥檚 public record. This includes all information on the certified copy of the instrument.

Before you send us your certified copy, you can remove or 鈥榬edact鈥� some personal information from it. You can remove:

• personal information relating to an individual (but not their name)
• the number or identifier of a bank or securities account
• a signature, including a signature certificate

It鈥檚 up to you how you choose to remove this information.

Who can register a charge

Any person 鈥榠nterested in the charge鈥� can register a charge at Companies House. This could be the company itself, or the agent or lender.

It costs 拢15 to register your charge online.

This is the quickest and easiest way to register your charge, with checks to help you file correctly. You鈥檒l need to sign in to or create a new account if you do not have one.

You can also use software to send charge information to Companies House.

If you鈥檙e the company

You can register charges against your company using your company authentication code.

If you鈥檙e an agent or lender

If you need to file charge documents online for other companies, you鈥檒l need to register with Companies House as a lender.

You can also apply for a Companies House credit account at the same time. This means you can pay the filing fee by credit account, instead of by credit or debit card.

What you can file online

You can use online filing to:

• register a new charge created by an instrument (MR01)
• register a charge over property acquired (MR02)
• satisfy a charge that鈥檚 been paid in full or in part (MR04)
• tell us about property released from the charge, or no longer belonging to the company (MR05)

Other charges you can file

You can use our paper forms to register other types of charge, or alter a charge you鈥檝e previously registered.

See our full list of company charge forms for information on what you can send us by post. It costs 拢24 to register a charge on paper.

There are separate paper forms for LLPs.

Satisfy a charge (MR04)

A charge is 鈥榮atisfied鈥� when it鈥檚 paid off. You do not have to tell us when a charge is satisfied - but any satisfied charges left outstanding on our records could have a negative effect on your company.

You should make sure any charges registered against your company are correct and up to date. Check your company鈥檚 record for any outstanding charges.

You can tell us when a charge has been paid in full, or part-paid. We鈥檒l then update your company鈥檚 charge information on the public record.

You can also tell us when property has been released from a charge, or if it no longer belongs to the company.

Use our online filing service to satisfy a charge (MR04), or cease or release property from a charge (MR05).

You can also use third-party software, or send a paper form by post.

Older charges

To register a charge created before 6 April 2013, you must use one of the archived charge forms from the鈥�.