HM Land Registry portal: discharge a charge (e-DS1)
How Business e-services customers (lenders) can discharge a mortgage through the portal.
Applies to England and Wales
Enter the title number
.
- Select 鈥楲ender Services鈥�.
- Select 鈥榚-DS1 Discharge鈥�.
- Not all types of discharge can be completed online. Select 鈥榁iew limitations鈥� to check that your application is eligible, then select 鈥楶revious鈥�.
- Enter the title number, in upper or lower case letters. Select 鈥楴ext鈥�.

Check property details
- Check that the property details for the title number you entered are correct.
- If they are correct, select 鈥楴ext鈥�.
- If they are not correct, select 鈥楶revious鈥� to go back and amend the title number if required.
- If the property details are still incorrect, cancel the process by selecting the cross icon and investigate the discrepancy.

Enter the charge details and select a message option
- Enter the date of the charge you want to discharge, in the format dd/mm/yyyy, for example 25/05/2015.
- Select whether the application is a borrower鈥檚 redemption (where a registered proprietor pays off their mortgage and the lender transmits an ED or e-DS1 directly to HM Land Registry on their behalf).
- Choose a message option. Select 鈥榊es鈥� if you want a 鈥楻egister Completion Sheet鈥� to be sent to your PDF Downloads on completion of your application.
- Select 鈥楴ext鈥�.

Note: a small proportion of e-DS1 applications can鈥檛 be completed immediately. You can view pending applications, in the 鈥楧ay List鈥� within the 鈥業nformation Services鈥� section.
Identify the charge
If you鈥檙e unsure which charge is to be discharged, particularly in the case of two charges of the same date, please refer to an official copy of the register for extra identification details, eg the address for service.
- If the date you entered is not recognised, or there are two charges in the register with the same date, you will see a message and a list of charges.
- Identify the correct charge and select it.
- Select 鈥楴ext鈥�.

Enter your customer reference and view a draft
- Enter a 鈥楥ustomer reference鈥� of your choice, to help you link the application to your client鈥檚 file. It鈥檚 shown on the correspondence at the end of the process.
- Select 鈥榁iew a draft version of this application as PDF鈥� to review your e-DS1 application. You can print or save a copy for your records.
- If you need to amend the application, select 鈥楶revious鈥�.
- After you submit the application you cannot make any more amendments. Once all details are correct, select 鈥楽ubmit鈥�.

Confirmation details
- You will see a message that 鈥榊our application has been accepted鈥�. This doesn鈥檛 mean it has been completed, as there may be reasons why it can鈥檛 be processed instantly.
- Note the 鈥楢pplication reference鈥�, as you may need it for correspondence or enquiries. If your application is lodged outside business hours the 鈥楶riority date鈥� and 鈥楶riority time鈥� will not be shown. The application will be held in the system and added to the 鈥楧ay List鈥� when it opens on the next business day.
- Select 鈥楲odge another e-DS1鈥� to lodge another e-DS1 application.

Download the Register completion sheet PDF
If you previously selected 鈥榶es鈥� to the message option, you can access the 鈥楻egister Completion Sheet鈥� PDF once registration of the discharge has been completed.
- Select 鈥楪eneral Facilities鈥�.
- Select 鈥楶DF downloads鈥�.
- Select 鈥楽how files鈥� to access the 鈥楻egister Completion Sheet鈥� for the e-DS1.

You can access your PDFs free of charge for 30 days (inclusive) from the day the related application was submitted.
Note: if you view any of the documents displayed here from within a chargeable service, you will incur an additional fee, even if the PDF has previously been requested.
Logout
When you have completed your tasks, exit the system securely by selecting 鈥楲ogout鈥� at the top of the screen.