If you own or rent your home: Homes for Ukraine
What you need to know about capital gains tax, insurance and mortgages, or if you are a leaseholder.
Leaseholders
If you are a leaseholder, you will need to check the terms of your lease to see if you are permitted to have lodgers or subtenants.
If you don鈥檛 know what permissions your lease requires you to secure, you can get free advice from the ). You can also make a telephone appointment with one of LEASE鈥檚 advisers by calling 020 7832 2500, or make an
We are asking freeholders and residents of the same building not to withhold consent unreasonably.
Tenants
If you rent your property, your tenancy agreement might include a term that says you need permission from your landlord before you host a guest.
Any terms in your tenancy agreement that do not allow you to take in lodgers or subtenants will also apply to these sponsorship arrangements. If you do need permission, it鈥檚 best to get this in writing.
If you don鈥檛 know what your tenancy agreement requires to host someone from Ukraine, you can get free advice from or .
You can contact Citizens Advice through the national phone service on:
- Adviceline (England): 0800 144 8848
- Adviceline (Wales): 0800 702 2020
For Shelter, look at the .
Self-contained accommodation
If you can offer your guest self-contained accommodation, you should agree with your guest who will pay the council tax.
Capital gains tax and private residence relief
If you host a person from Ukraine in a property you own, it is likely they will be occupying under a bare licence (where someone has been given simple permission to live in a property), instead of a formalised tenancy or commercial licence.
Because of this, no part of your property will stop being your residence as a result of that occupation, so there is no impact on Private Residence Relief or Capital Gains Tax.
You can read more information on letting and Private Residence Relief.
Mortgage and household insurance
In some cases, you鈥檒l need to check with your landlord, freeholder or mortgage provider, and insurance company, to find out if they鈥檝e got any policies which you need to consider.
It鈥檚 important you think through any possible implications for your tenancy, mortgage, lease and insurance before your guest arrives in the UK.
Insurers have agreed that for homeowners accommodating people coming from Ukraine in their home, there is no need to contact your insurer on the basis that they are accommodated as non-paying guests.
For more details, look at the .
In other situations, including where the sponsor is a landlord or a tenant, you will need to contact your insurer.
Lenders have committed to enable as many borrowers as possible to participate in the scheme. If you have a mortgage on the property you will need to refer to the lender鈥檚 website for more instructions.
If you are considering applying to be a sponsor look at your mortgage lender鈥檚 and insurer鈥檚 websites for more information or contact them directly.