How to get your first payment if you鈥檙e applying late
Follow our steps to get your first payment if you're applying late for student finance.
Applies to England
If you missed the deadline for applying, you should apply today to make sure you get some money in time for starting your course!
Here鈥檚 what to expect on your application journey:
1. Applying for student finance
It鈥檚 important to create an account or sign into your online account and apply as soon as possible, if you haven鈥檛 already. The sooner you complete your application, the sooner it can be approved and we can get your money ready for starting your course!
It鈥檚 quick and easy to apply online - it only takes 30 minutes with your:
- Passport details
- National Insurance number
- UK bank details
You don鈥檛 need a confirmed place at uni or college to apply, you can apply now and update your details later if you need to.
2. Check your online account
You don鈥檛 need to call us to track the progress of your application. Once you鈥檝e applied for student finance, you can use your online account to:
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view our application status tracker
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check 鈥榊our actions to complete鈥�
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upload evidence
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reset your password or secret answer
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update your personal details.
Watch our step-by-step tutorial on how to check the status of your application!
It鈥檚 quick and easy to use your Student Finance account, watch our other for step-by-step tutorials.
If we need more information from you, a red banner will appear and your action 鈥榮tatus鈥� will show as incomplete. The banner will stay red until you鈥檝e given us the information and it will turn green when all your actions have been completed.
3. We鈥檒l sort out your initial funding
If you鈥檙e getting less than expected, you don鈥檛 need to call us - this is to make sure you get some funding near the start of your course.
You may get a smaller amount to begin with but we鈥檒l update your entitlement and send you a top up payment as soon as we process your household income details. You can check your online account for an update.
If you鈥檙e eligible for extra help
If you鈥檙e eligible for any of the following it could take us longer to process your application:
These will be awarded once we鈥檝e processed your household income details.
You might need to self-fund things like childcare at the start of your course. Once your application has been approved, any extra funding will be backdated.
4. We鈥檒l assess the rest of your application
We鈥檒l then assess the household income details part of your application if you鈥檝e applied for this 鈥� this usually takes us 6 to 8 weeks.
If you鈥檙e applying for a higher amount of student finance based on your household income, make sure to ask your parents or partner to provide their financial information as soon as possible to avoid delays to your application.
5. What you need to do to get your first payment
You鈥檒l need to register at your uni or college before your course starts, as we won鈥檛 be able to pay you until you do. Once your uni or college tell us you鈥檝e registered, we鈥檒l contact you a few days before your first payment to let you know it鈥檚 on its way.
You don鈥檛 need to call us to check your payment date, sign in to your online account to view your payment schedule.
6. When your application is fully approved
We鈥檒l contact you to confirm your full entitlement amount. If you鈥檝e already received a payment from us, we鈥檒l pay you the difference as soon as possible, and your second and third payment amounts will be updated too.
For a whole range of student finance information, and follow us on:
Updates to this page
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A YouTube film has been added to this page
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First section has been updated to encourage students to get their applications submitted as soon as possible.
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Add link to current timescales page
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Added information on what happens with extra help if applying late.
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Added YouTube film for guidance on applying after the deadline.
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Embedded 'Applying after deadline' film
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Updated guidance to embed step-by-step tutorial.
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Updated guidance to include post-deadline messaging for academic year 2022 to 2023, promoting self-serve via online account.
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updated image
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Updated summary
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First published.