Guidance for students who qualify for a Long Courses Loan

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What is a Long Courses Loan

If you鈥檙e studying a full-time undergraduate course that lasts longer than 30 weeks and 3 days in an academic year, you could get extra money included as part of your Maintenance Loan to help towards your living costs. This is called a Long Courses Loan and it鈥檚 based on your household income.

Who can get it

To qualify for a Long Courses Loan, you must:

be studying on a full-time undergraduate course that lasts longer than 30 weeks and 3 days in an academic year
be getting a Maintenance Loan that鈥檚 based on your household income.

We鈥檒l automatically award the additional amount of funding based on the course details provided by your university or college. Your entitlement will include the Long Courses Loan as part of your income assessed living costs support.

If your course is extended during an academic year, making you eligible for a Long Courses Loan, then your university or college will have to update us so we can award you the additional funding.

How much can you get

The amount of Long Courses Loan you can get depends on your household income and where you鈥檙e living during the academic year.

You can get a fixed amount of support per extra week, or part of a week for any course which lasts longer than 30 weeks and 3 days, for up to 45 weeks of study each academic year.

If you鈥檙e studying for 45 weeks or more in an academic year, you may qualify for a maximum of 22 weeks Long Courses Loan support.

For information on current rates please see table:

Student鈥檚 living arrangements	Maximum amount for each extra week - 2025 to 2026 academic year	Maximum amount for each extra week - 2024 to 2025 academic year
Living with parents	拢75	拢73
Studying in London and not living with parents	拢145	拢141
Studying outside London and not living with parents	拢113	拢110
Living and studying abroad	拢157	拢152

How it鈥檚 repaid

The Long Courses Loan, plus any interest, has to be paid back but not until you鈥檝e finished or left your course and your income is over the repayment threshold. However, if you鈥檝e been overpaid Long Courses Loan, you鈥檒l be expected to repay it before you鈥檝e finished or left your course.

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