Research and analysis

Numbers of revoked and declined DROs by reason, 2024/25

Published 15 May 2025

Applies to England and Wales

漏 Crown copyright 2025

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The tables below show the numbers of debt relief orders (DROs) in England & Wales that were revoked or declined, broken down by reason. The period covered is the 2024/25 financial year based on the date the DRO was declined or revoked.

A DRO is declined when at the application stage, the Insolvency Service determines that the applicant is not eligible for a DRO and therefore that the order should not be made. A DRO is revoked when the Insolvency Service determines that a person subject to a DRO no longer meets the eligibility criteria.

Table 1: Number of revoked DROs by reason, England & Wales, 1 April 2024 to 31 March 2025

Reason Number
Assets Exceeded 66
Liabilities Exceeded 63
Disposable Income Exceeded 46
No Reason Selected 28
Other 6
Total 209

Source: Insolvency Service administrative systems

Table 2: Number of declined DROs by reason, England & Wales, 1 April 2024 to 31 March 2025

Reason Number
IVA or FTVA 40
Preferred Creditor 40
Previous DRO 39
External DRO or BKT 23
No Reason Selected 12
Property Sold for Less 12
External Liabilities Exceeded 11
Active Mortgage 8
Potential IVA or FTVA 6
Assets Exceeded 6
Stated Owns Property 5
Vehicle Value Exceeded 5
Other 13
Total 220

Source: Insolvency Service administrative systems

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