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Measures announced over recent weeks to deal with coronavirus (COVID-19) have seen our day-to-day life drastically changed - we are spending more time at home and online.

Unfortunately, criminals will use every opportunity they can to scam innocent people and their businesses. They are experts at impersonating people, organisations and the police. They spend hours researching you for their scams, hoping you鈥檒l let your guard down for just a moment.

They can contact you by phone, email, text, on social media, or in person. They will try to trick you into parting with your money, personal information, or buying goods or services that don鈥檛 exist.

Law enforcement, government and industry are working together to help protect you and your businesses from these criminals, by identifying fraudulent websites, preventing phishing emails, blocking phone numbers and ultimately bringing those responsible to justice.

There are simple steps you can take to protect yourself and your business.

How to protect yourself

Stop

• taking a moment to stop and think before parting with your money or information could keep you safe

Challenge

• consider if it could be fake - it鈥檚 ok to reject, refuse or ignore any requests - only criminals will try to rush or panic you
• the police, or your bank, will never ask you to withdraw money or transfer it to a different account - they will also never ask you to reveal your full banking password or PIN
• do not click on links or attachments in unexpected or suspicious texts or emails
• confirm requests are genuine by using a known number or email address to contact organisations directly

Protect

• contact your bank immediately if you think you鈥檝e fallen for a scam and report it to
• to keep yourself secure online, ensure you are using the latest software, apps and operating systems on your phones, tablets and laptops - update these regularly or set your devices to automatically update so you don鈥檛 have to worry

Visit for more advice on how to protect yourself from fraud and for advice on how to keep yourself secure online.

How to protect your business

Stop

• if you receive a request to make an urgent payment, change supplier bank details, or provide financial information, take a moment to stop and think

Challenge

• it could be a fake - verify all payments and supplier details directly with the company on a known phone number or in person first

Protect

• contact your business鈥檚 bank immediately if you think you鈥檝e been scammed and report it to Action Fraud

National Cyber Security Centre

The also has advice on how to keep your business secure online:

• self-employed and sole traders: advice to protect your business and the technology you rely on
• small and medium-sized organisations: advice for businesses, charities, clubs and schools with up to 250 employees - you鈥檙e likely to fall into this category if you do not have a dedicated team internally to manage your cyber security
• large organisations: security advice for businesses, charities and critical national infrastructure with more than 250 employees - you are likely to have a dedicated team managing your cyber security

Where to get help

If you are worried that you may have been a victim of fraud, or would like more information about what you can do to help protect yourself, these services can help.

Report fraud and cyber crime to Action Fraud

If you think you have been scammed, defrauded or experienced cyber crime, is the UK鈥檚 national reporting centre for fraud and cyber crime.

Citizens Advice

Not sure where to start? offers confidential advice online, over the phone, and in person, for free. You can contact them for support on issues you might be facing, if you鈥檝e been a victim of fraud or a scam.

How to stay secure online

The is the UK鈥檚 national technical authority on cyber security. It provides advice to help individuals and businesses be secure online, which includes guidance for the public on the security of videoconferencing, online shopping and online gaming. For organisations, it includes advice on working from home and mitigating the threat from ransomware.

The NCSC has launched a cross-governmental 鈥楥yber Aware鈥� campaign, which offers actionable advice for people to protect passwords, accounts and devices. It encourages people to 鈥楽tay home. Stay Connected. Stay Cyber Aware鈥�. You can find out more about the .

Suspicious emails

The NCSC has launched the pioneering 鈥楽uspicious Email Reporting Service鈥�, which will make it easier for people to forward suspicious emails to the NCSC 鈥� including those claiming to offer services related to coronavirus. You can forward any suspicious emails to [email protected]. The NCSC鈥檚 automated programme will immediately test the validity of the site and if found to be a phishing scam, it will be removed immediately.

Investment or pension scams

is a Financial Conduct Authority campaign to help consumers avoid investment or pension scams. They recently related to coronavirus-related scams.

Take a stand against scams

The National Trading Standards Scams Team run , an online learning session that aims to empower people to take a stand against scams. It helps to build community resilience and prevent people from falling victim to scams by teaching them how to spot the signs and share the messages. It has recently been updated to cover coronavirus-related scams

Emails or texts from HMRC

have published guidance on how to recognise genuine contact from HMRC. If you think you have received an HMRC-related phishing or bogus email or text message, you can check it against examples published on 188体育.

You can forward suspicious emails claiming to be from HMRC to [email protected], and texts to 60599.