Get help with savings if you鈥檙e on a low income (Help to Save)
Eligibility
You can open a Help to Save account if you鈥檙e receiving Universal Credit and you (with your partner if it鈥檚 a joint claim) had take-home pay of 拢1 or more in your last monthly assessment period.
Your take-home pay is your pay after deductions (such as tax or National Insurance).
If you get payments as a couple, you and your partner can apply for your own Help to Save accounts. You need to apply separately.
You also need to be living in the UK. If you live overseas, you can apply for an account if you鈥檙e either a:
- Crown servant or their spouse or civil partner
- member of the British armed forces or their spouse or civil partner
If you stop claiming benefits
You can keep using your Help to Save account.