Expenses and benefits: retirement benefit schemes

If you鈥檙e an employer and you pay contributions into a pension or retirement benefits scheme, you may have certain tax and reporting obligations.

What鈥檚 included

As well as registered pension schemes, retirement benefit schemes include any scheme which pays out retirement or death benefits for your employee or a member of their family or household.

What to report and pay

What you have to report and pay depends on whether or not the scheme is registered with HM Revenue and Customs (HMRC).

Registered schemes

If you pay contributions through a registered pension scheme, the company running the scheme will normally deduct and pay PAYE tax - so you don鈥檛 have to report or pay anything to HMRC.

Non-registered schemes

If you鈥檙e the you have certain You鈥檒l also have to deduct and pay PAYE tax.

This area is complex. See the technical guidance below for more details or hire a professional to help you.

Technical guidance

The following guides contain more detailed information on registered and non-registered schemes.

Registered schemes

See the HMRC website for guidance on:

Non-registered schemes

See the HMRC website for guidance on:

General guidance

See the HMRC website for guidance on: