Childcare Grant

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What you'll get

The amount you鈥檒l get depends on:

  • your household income
  • the number of children who are dependent on you

2025 to 2026 academic year

You can get 85% of your childcare costs or a fixed maximum amount, whichever is less.

The maximum you can get is:

  • up to 拢199.62 a week for 1 child
  • up to 拢342.24 a week for 2 or more children

Example

If your childcare for 1 child costs 拢100 a week you鈥檒l get 拢85 - this is 85% of your costs.

If your childcare for 1 child costs 拢250 a week, you鈥檒l get 拢199.62. This is because 85% of your costs is 拢212.50, which is above the maximum weekly amount.

You have to pay any remaining costs.

2024 to 2025 academic year

You can get 85% of your childcare costs or a fixed maximum amount, whichever is less.

The maximum you can get is:

  • up to 拢193.62 a week for 1 child
  • up to 拢331.95 a week for 2 or more children

How you鈥檙e paid

Your grant will be paid into a Childcare Grant Payment Service (CCGPS) account. You鈥檒l get an email telling you how to set one up.

Your childcare provider will send requests for payment to the CCGPS, which you can approve through your account. You鈥檒l usually need to do this every week. Your provider will be paid directly from the money in your account.

You can only approve payments to your childcare provider once your course has started. You cannot use the Childcare Grant to pay for upfront costs such as deposits.

Any money that鈥檚 left over at the end of the academic year will be returned to Student Finance England.

Income-related, unemployment and housing benefits are not affected by a Childcare Grant.

View a printable version of the whole guide

Part of Get undergraduate student finance: step by step

  1. Step 1 Check if you're eligible

    1. Check if you're eligible for student finance

    There鈥檚 a different process if you鈥檙e a student from:

  2. Step 2 Find out how much loan you could get

    Find out the maximum tuition fee and maintenance loan you could get if you're a:

    How much maintenance loan you get depends on where you'll study and your household income.

    1. Use the student finance calculator to estimate your maintenance loan

    You'll have to pay back any loan you get.

    1. Find out how much you'll repay
    2. Find out when you'll start repaying

  3. and Check if you can get extra help

    You might be able to get extra money if you:

    You might also be able to get other financial help, for example from your university or the government.

    1. Find out about extra help

  4. Step 3 Prepare your application

    1. Check when you can apply
    2. Check what ID you'll need
    3. Check if you need to give proof of your household income

  5. Step 4 Apply online

    1. Apply online

    If you're eligible for Tuition Fee Loans, Maintenance Loans, or Maintenance Grants, you can apply online.

    You'll need to create a student finance account if you're a new student or sign into an existing account if you're a returning student.

    It can take up to 6 weeks to process your application. You might have to provide extra evidence.

  6. or Apply by post

    1. Apply by post

    If you鈥檙e eligible for tuition fee-only funding, you must complete a form and send it by post instead. You cannot apply online.

    You can also apply by post if you're unable to apply online.

    It can take up to 6 weeks to process your application. You might have to provide extra evidence.

  7. Step 5 Update your details if your circumstances change

    You must update your application if your circumstances change. For example if you:

    • change your course through clearing
    • change where you're going to live - for example with your parents instead of halls
    1. Find out how to update your application

  8. Step 6 Make sure you can be paid

    After you register at your university or college you'll usually get your maintenance loan paid directly into your bank account at the start of each term.

    Use your student finance account to:

    • update your bank details - for example if you open a student account
    • check how much you'll be paid
    • check when you'll be paid
    1. Sign in to your student finance account

  9. Step 7 Check what to do while you're studying

    You'll need to reapply for student finance for each year of your course.

    You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change.

    1. Check how to update your details
    2. Find out what to do if you suspend or leave your course

  10. Step 8 Check what to do when you stop studying

    When you stop studying the Student Loans Company (SLC) will create a student loans repayment account for you.

    The log in details will be the same as for your student finance account. You should check your contact details are correct.

    1. Sign in to your student loan repayment account

    You must update your employment details if:

    • you leave the UK for more than 3 months
    • SLC asks you to update them
    1. Update your employment details

  11. Step 9 Repay your loan

    The repayment聽plan you're on will determine when you start repaying and how much you repay.

    1. Check which repayment plan you鈥檙e on
    2. Find out how much you'll repay
    3. Find out when you'll start repaying
    4. Find out how to repay