Adding money to the account

Anyone can pay money into a Child Trust Fund account.

The Child Trust Fund scheme closed in 2011. You can apply for a Junior ISA instead.

How much you can add

You can put up to 拢9,000 a year into the account - the year starts on the child鈥檚 birthday and ends the day before their next birthday.

If you do not use the 拢9,000 limit, you cannot carry any unused amount over to the following year.

How to pay money in

For stakeholder accounts you can add money by:

  • cheque
  • standing order
  • direct debit

For savings or share accounts, check with your provider.

Government payments

Payments made by the government do not count towards the 拢9,000, apart from payments made by a local council to a child in care.