Buying a home
Deciding on a home
There are different ways to own a property.
Leasehold and freehold properties聽
If you鈥檙e buying a home, you can choose between:
- a leasehold property
- a freehold property
If you buy a freehold property, you own the house and the land it鈥檚 built on. There are no leases and you do not have to pay ground rent or any maintenance fees. You鈥檙e responsible for maintaining your property and land, so you鈥檒l need to budget for these costs.
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Energy Performance Certificate
If you鈥檙e thinking of buying a property, the seller must have a valid Energy Performance Certificate (EPC). This tells you the energy efficiency rating of a property.